COVID-19 UPDATE

(Last Updated on 2020-05-04 at 2:31 PM)


Ontario Providing Support for Industrial and Commercial Electricity Consumers During COVID-19

Through an emergency order passed today, the Ontario government is taking steps to defer a portion of Global Adjustment (GA) charges for industrial and commercial electricity consumers that do not participate in the Regulated Price Plan for the period starting from April 2020. This initiative is intended to provide companies with temporary immediate relief on their monthly electricity bills in April, May and June 2020. The government intends to keep this emergency order in place until May 31, 2020, and subsequent regulatory amendments would, if approved, provide for the deferral of these charges for June 2020 as well. Read more.


Certain Businesses Allowed to Reopen Under Strict Safety Guidelines

The Ontario government will allow certain businesses and workplaces to reopen as long as they comply with strict public health measures and operate safely during the COVID-19 outbreak. Those permitted to start up include seasonal businesses and some essential construction projects. The Chief Medical Officer of Health, Dr. David Williams, provided general recommendations on how the openings of businesses and workplaces could be implemented to support safe operations, including strict adherence to health and safety requirements. A list of the types of businesses and additional information here


Ontario Providing Employers with Workplace Safety Guidelines

With the Ontario government preparing to reopen parts of the economy, they have released safety guidelines to provide direction to those working in manufacturing, food manufacturing and processing, restaurant and foodservice, and the agricultural sector.

These measures build on more than 60 guidelines developed by Ontario’s health and safety associations in response to COVID-19 for various sectors such as retail, health care, construction, transportation, police services, firefighters, and transit employees. More information here.


New Canada Emergency Commercial Rent Assistance (CECRA) for small businesses information released

With the Ontario government preparing to reopen parts of the economy, this afternoon it released safety guidelines to provide direction to those working in manufacturing, food manufacturing and processing, restaurant and foodservice, and the agricultural sector.

These measures build on more than 60 guidelines developed by Ontario’s health and safety associations in response to COVID-19 for various sectors such as retail, health care, construction, transportation, police services, firefighters, and transit employees. More information here.


Ontario Helping Businesses Overcome the Unique Challenges Created by COVID-19

This afternoon, Premier Ford, along with Ontario’s Associate Minister of Small Business and Red Tape Reduction Prabmeet Sarkaria, launched the COVID-19: Tackling the Barriers website to help businesses overcome the unique challenges created by the global pandemic. Businesses working to retool their operations to produce health-related products, or those that want to continue their operations in this new environment of physical distancing, can submit any potential roadblocks to the website. The government says it will allow temporary changes to provincial rules and regulations to remove any barriers that are hindering business and negatively impacting Ontario’s supply chain.

More information here.


Canada Emergency Wage Subsidy (CEWS)

As a Canadian employer whose business has been affected by COVID-19, you may be eligible for a subsidy of 75% of employee wages for up to 12 weeks, retroactive from March 15, 2020, to June 6, 2020.

This wage subsidy will enable you to re-hire workers previously laid off as a result of COVID-19, help prevent further job losses, and better position you to resume normal operations following the crisis.

Read more


Reopening Ontario after COVID-19

Ontario is planning for the next phase of responding to the coronavirus (COVID‑19) outbreak – reopening the province.

As a first step, we have developed a framework to guide our approach. This framework outlines the method and principles we will use to reopen businesses, services and public spaces to responsibly lead Ontario’s economy back to a strong position.

The Ontario Jobs and Recovery Committee is a key part of applying this framework. The committee will consult with people and businesses to assess the economic impacts of COVID‑19, learn about their unique needs, and help guide Ontario to our “new normal.”

Read more


Governments Invest $2.5 Million to Grow Agri-food e-Business During COVID-19

Families will have more choice when buying food and plants online.

The governments of Canada and Ontario are investing up to $2.5 million to help the agri-food sector expand online, providing more opportunities for producers to grow their business and offer more food choices for families who are shopping from home during the COVID-19 outbreak. The funding is being provided through the Canadian Agricultural Partnership (the Partnership). Read More


Canada Emergency Commercial Rent Assistance for small businesses: 75 per cent rent reduction announced for those impacted by the virus

Small businesses across the country are the backbone of our communities, and they are now facing significant challenges. That is why the Government of Canada and provincial and territorial partners are taking strong, immediate, and effective action to protect Canadians and businesses from the impacts of the COVID-19 pandemic. We are introducing significant measures to support them and ensure they have the resources to make it through these difficult times.

The Prime Minister, Justin Trudeau, today announced that the federal government has reached an agreement in principle with all provinces and territories to implement the Canada Emergency Commercial Rent Assistance (CECRA) for small businesses. This program will lower rent by 75 per cent for small businesses that have been affected by COVID-19.

The government is also providing further details on the program:

  • The program will provide forgivable loans to qualifying commercial property owners to cover 50 per cent of three monthly rent payments that are payable by eligible small business tenants who are experiencing financial hardship during April, May, and June.
  • The loans will be forgiven if the mortgaged property owner agrees to reduce the eligible small business tenants’ rent by at least 75 per cent for the three corresponding months under a rent forgiveness agreement, which will include a term not to evict the tenant while the agreement is in place. The small business tenant would cover the remainder, up to 25 per cent of the rent.
  • Impacted small business tenants are businesses paying less than $50,000 per month in rent and who have temporarily ceased operations or have experienced at least a 70 per cent drop in pre-COVID-19 revenues. This support will also be available to non-profit and charitable organizations.

Read more


Details Of The New $250 Million COVID-19 Irap Subsidy Program

The National Research Council of Canada has opened applications for the Industrial Research Assistance Program (IRAP) COVID-19 Innovation Assistance Program (IAP), which saw an injection of $250 million from the federal government.

Applications officially opened at 7 am EST on April 22, with the National Research Council of Canada’s (NRC’s) website noting that the financial assistance is for small and medium-sized Canadian businesses unable to secure funding under the Canada Emergency Wage Subsidy (CEWS) and the Business Credit Availability Program (CERB). Read more


Canada’s COVID-19 Economic Response Plan

The Government of Canada is taking immediate, significant and decisive action to support Canadians and businesses facing hardship as a result of the global COVID-19 outbreak.

Support for businesses

Click on the title that applies to you to proceed to further information from Goverment of cana’s Website

Avoiding layoffs and rehiring employees
  • Canada Emergency Wage Subsidy (CEWS)
  • Temporary 10% Wage Subsidy
  • Extending the Work-Sharing program
  • Temporary changes to Canada Summer Jobs program
Access to credit
  • Business Credit Availability Program (BCAP)
  • Canada Emergency Business Account (CEBA)
  • Canada Emergency Commercial Rent Assistance (CECRA)
  • Rural businesses and communities Assisting innovative and early-stage businesses
  • Young entrepreneurs Businesses Small and medium-sized businesses unable to access other support measures in the Territories
Deferred payments
  • More time to pay income taxes
  • Deferral of Sales Tax Remittance and Customs Duty Payments until June
Support for self-employed individuals
  • Canada Emergency Response Benefit (CERB)
  • Deferral of Sales Tax Remittance and Customs Duty Payments until June
  • More time to pay income taxes
Indigenous businesses
  • Funding for small and medium-sized Indigenous businesses, and Aboriginal Financial Institutions
  • In addition to the measure above, Indigenous peoples can also access benefits listed under Support for individuals and Support for businesses.
Supporting financial stability
  • Relief for federally regulated pension plan sponsors
  • Launching an Insured Mortgage Purchase Program
  • Bank of Canada’s actions
  • Office of the Superintendent of Financial Institutions actions
Find the support you need for your business

Canada’s Regional Development Agencies: Coronavirus disease (COVID-19)

Canada’s Regional Development Agencies (RDAs) are the front line for economic development in Canada and help to address key economic challenges by providing regionally tailored programs, services, knowledge and expertise.

RDAs are closely monitoring the COVID-19 global challenge and the potential impact it could have on your business and your workers, as well as the broader economy.

If you are a tourism operator or small- or medium- sized business or organization and have received RDA funding and COVID-19 is affecting your operations, you are encouraged to contact your local RDA office. Your local RDA office can review your situation and provide guidance.

  • You may be eligible to receive additional funding and/or flexible arrangements.
  • Further support will be determined on a case-by-case basis as the situation evolves.

If you are a tourism operator or small- or medium- sized business or organization impacted by the sudden shifts in the economy and need pressing assistance, the RDAs could assist you with:

  • Access to federal funding to help you stay in business.
  • Advice and pathfinding services to other federal programs and services available.

FedDevOntario: 1-866-593-5505

Find out more about Canada’s Regional Development Agencies


Canada and Ontario Supporting Agri-food Sector Supply Chain During COVID-19

$1 million in new funding to support efforts that match employers with job-seekers

The governments of Canada and Ontario are investing up to $1 million in new funding to connect workers with in-demand jobs in the agri-food sector to keep the nation’s supply chains strong and store shelves stocked during the COVID-19 pandemic.

Read the full article


Economic Rapid Response Team completes first survey of Niagara businesses

Click here to see the full survey report

Today, Niagara’s Economic Rapid Response Team (ERRT) released the results of a region-wide survey of Niagara businesses that gives an early picture of the local impact of COVID-19 on Niagara’s business community.

Over 2,600 businesses from all of Niagara’s municipalities completed the online survey, administered between March 20 and 30. The results represent over 66,000 employees from all sectors of Niagara’s economy, and provides a snapshot of the immediate effects of the first few weeks of the pandemic.

The survey results provide baseline data that will allow Niagara to track the ongoing impact of COVID-19. A Follow-up survey, to be administered in the coming weeks, will provide a more fulsome picture of the long-term effects of the crisis.

This data will be invaluable as Niagara’s Economic Rapid Response Team works to design solutions to the unique needs Niagara businesses are facing due to COVID-19. In March, Niagara’s Regional Chair and Mayors announced the creation of the team, composed of economic development staff from Niagara Region, Fort Erie, Lincoln, Niagara Falls, Port Colborne, St. Catharines and Welland. The ERRT will work beyond municipal boundaries to ensure that all local businesses receive timely, responsive support.

Key survey findings

  • All sectors in Niagara have been negatively affected due to COVID-19, however the arts, entertainment, recreation; accommodation and food service; and retail trade sectors have seen a more pronounced effect.
  • The negative economic impact on Niagara increases the longer COVID-19 remains unresolved. Survey respondents estimated a loss of $1.4 billion if COVID-19 is not resolved within a 12-month period. The full impact on all Niagara businesses is expected to be higher.
  • Businesses have taken steps to mitigate risk to their customers and staff by implementing new safety measures, enhanced cleaning and sanitizing, implementing social distancing rules and working remotely
  • Many businesses unable to directly serve customers are also exploring new opportunities such as online business development and other new ways of serving customers.

The Government of Canada continues to take action to help businesses and announced important changes to the wage subsidy program  making it easier to access the funding. Please follow the link below to learn more about changes made to the Canada Emergency Wage Subsidy:

https://www.canada.ca/en/department-finance/economic-response-plan/wage-subsidy.html


Both the Federal and Provincial Governments have made announcements that they will be making funds available to support businesses during the COVID-19 Pandemic. The information below outlines the programs announced by the Federal Government. Niagara Economic Development is part of a larger team of economic development offices in Niagara. You can contact your local Economic Development Offices within the following communities:

If you are not within a municipality with an economic development office please contact Niagara Region directly at ERRT@niagararegion.ca

Local governments have announced responses to the COVID-19 crisis. The current policies are:

  • The City of Port Colborne has approved exemptions for penalty and interest charges until April 30 for tax, water, and wastewater payments.
  •  The City of St. Catharines will not charge late fees or interest penalties on water bills, tax payments, and accounts receivables until June 30. The City has also suspended parking fees for on-street parking and municipal lots.
  •  The City of Niagara Falls has waived penalty charges for current year property taxes, water bills, and accounts receivable (billed in 2020) until June 30.
  •  The City of Thorold has waived penalties and NSF fees on water and wastewater bills, and current year taxes until June 30, 2020.
  •  The City of Welland has waived penalties for late payments on water and wastewater bills and on taxes until May 30, 2020.
  •  The Town of Lincoln has waived penalties for late payments on water and wastewater bills, accounts receivable, and on taxes until June 30, 2020.
  • The Town of Fort Erie has waived late fees and penalties on water billings and taxes levied in 2020. Further, no late fees will be imposed on business licenses and payment will be waived for on-street parking or in a municipal parking lot. This policy will be in effect until June 30, 2020.
  • The Town of Niagara-on-the-Lake has waived the following fees until June 30, 2020: Penalty or interest charges related to current 2020-year taxes, water charges and accounts receivable; non-sufficient funds (NSF) fee charged by the Town for any returned items; penalty or interest charges related to parking tickets from March 15 to June 30; expired permit parking passes; and, no penalty for opting out or taking a pause from the pre-authorized payment program.
  • The Town of Grimsby has approved the following financial supports during the COVID-19 outbreak: waive penalty and interest charges on current (2020) taxes that are past due from May 1 until June 30, 2020. The Town will also be waiving the following charges from April 1 until June 30, 2020:  penalty charges on past due water accounts; interest charges on past due accounts receivable; and waive NSF charges on tax and water payments. The Town will continue to process pre-authorized payments for taxes and water on their regular billing schedule. Those that wish to be remove from pre-authorized payments should contact the Town.
  • The Town of Pelham Town is waiving penalty and interest charged on April 1 ,2020 for tax and water/wastewater balances outstanding on March 31, 2020, at which time further assessment will be reviewed and further recommendations made as necessary. The pre-authorized payment program will continue for tax and water billings. Pre-authorized payment plans are encouraged to help spread tax payments over 10 or 12 months. Non sufficient funds charges will be waived for April.
  • The Township of West Lincoln from March 17 to May 31, 2020 will waive the penalty for non-payment or late payment of taxes levied and charged in 2020; the penalty and any other associated fees for non-payment or late payment of water bills issued in 2020; the penalty on Accounts Receivable amounts past due; NSF (non-sufficient funds) charges; and, Water services will not be disconnected for non-payment of the first quarterly water bills, which will be due on May 1st, 2020.

Employment Ontario Providers

Employment Ontario Providers in Niagara are continuing to provide services to employers, their employees, and job seekers throughout these unprecedented times. All EO agencies in Niagara are open for virtual business. Services/supports that EO are continuing to provide include:

  • Assisting employers struggling with staff shortages – as workforce is depleted due to child care/school closures and sick leave.
  • Providing guidance to those workers seeking to file online EI claims.
  • Assistance with providing consultation to employee groups being temporarily laid off  – seeking basic need supports, mental health services/referrals and the like. All EO agencies are well versed in community supports that employees may need to access during the lay off period.

To apply for Employment Insurance online please visit Employment and Social Development Canada’s Employment Insurance Benefits.

Please reach out to any of the EO Providers listed below for assistance:

CERF Niagara (Francophone Provider)

Employment Help Centre (Niagara Falls)

  • Janet Adams
  • 905-358-0021 ext 31

Employment Help Centre West Niagara (Grimsby, Beamsville, & Smithville)

Employment Solutions (Welland)

John Howard Society Niagara Job Gym (Welland & Fort Erie)

Niagara College Community Employment Services (St. Catharines)

Port Cares Employment Services (Port Colborne)

YMCA of Niagara Employment and Immigrant Services (St. Catharines, Niagara Falls, & Thorold)


Government Introduces Canada Emergency Response Benefit to Help Workers and Businesses

The Federal Government has announced Canada Emergency Response Benefit (CERB). This taxable benefit would provide $2,000 a month for up to four months for workers who lose their income as a result of the COVID-19 pandemic. The CERB will be a simpler and more accessible combination of the previously announced Emergency Care Benefit and Emergency Support Benefit. Given this situation, all Canadians who have ceased working due to COVID-19, whether they are EI-eligible or not, will be able to receive the CERB to ensure they have timely access to the income support they need.

To apply for the CERB please do so using your CRA account. For more information go to: https://www.canada.ca/en/revenue-agency/services/benefits/apply-for-cerb-with-cra.html


The Province of Ontario has ordered the mandatory closure of all non-essential workplaces to fight the spread of COVID-19. For more information please visit the Province of Ontario. An updated list of essential workplaces from the Government of Ontario can be found at:

https://www.ontario.ca/page/list-essential-workplaces?_ga=2.141215797.602512752.1586176965-913983739.1579027712.

The Province has released Ontario’s Action Plan: Responding to COVID-19

The Action Plan includes a number of initiatives to support Businesses during this crisis:

  • Helping families pay for the extra costs associated with school and daycare closures during the COVID-19 outbreak by providing a one-time payment of $200 per child up to 12 years of age, and $250 for those with special needs, including children enrolled in private schools.
  • Supporting more affordable electricity bills for eligible residential, farm and small business consumers, by providing approximately $5.6 billion for electricity cost relief programs in 2020-21, which is an increase of approximately $1.5 billion compared to the 2019 Budget plan.
  • Further supporting more affordable electricity bills by setting electricity prices for residential, farm and small business time-of-use customers at the lowest rate, known as the off-peak price, 24 hours a day for 45 days to support ratepayers in their increased daytime electricity usage as they respond to the COVID-19 outbreak, addressing concerns about time-of-use metering. Cutting taxes by $355 million for about 57,000 employers through a proposed temporary increase to the Employer Health Tax (EHT) exemption.
  • Providing $9 million in direct support to families for their energy bills by expanding eligibility for the Low-income Energy Assistance Program (LEAP) and ensuring that their electricity and natural gas services are not disconnected for nonpayment during the COVID-19 outbreak.

The government’s plan also includes measures that will make available $10 billion in support for people and businesses through tax and other deferrals to improve their cash flows over the coming months, including:

  • Making available $6 billion by providing five months of interest and penalty relief for businesses to file and make payments for the majority of provincially administered taxes.
  • Over $1.8 billion by deferring the upcoming June 30 quarterly municipal remittance of education property tax to school boards by 90 days, which will provide municipalities the flexibility to, in turn, provide property tax deferrals to residents and businesses, while ensuring school boards continue to receive their funding.
  • Making available $1.9 billion by the Workplace Safety and Insurance Board (WSIB) allowing employers to defer payments for up to six months.

Stop the Spread Business Information Line Now Open at 1-888-444-3659

The province has launched a toll-free line 1-888-444-3659 to provide support to Ontario businesses who have questions about the province’s recent emergency order to close at-risk workplaces following recommendations by Ontario’s Chief Medical Officer of Health.

Ontario Together: help fight Coronavirus

The Province of Ontario has issued a call to all businesses and organizations that can help provide services, support, and solutions to the following:

  • virtual mental health services for people who are vulnerable or living in remote communities
  • supply chain resiliency monitoring
  • financial planning and advising for small businesses that can be delivered online at low-cost including advice about relief programs

For more information please visit the Province’s web page: Ontario Together

Ontario Providing Electricity Relief to Families, Small Businesses and Farms During COVID-19

To support Ontarians through the rapidly evolving COVID-19 situation, the Government of Ontario is providing immediate electricity rate relief for families, small businesses and farms paying time-of-use (TOU) rates.

For a 45-day period, the government is working to suspend time-of-use electricity rates, holding electricity prices to the off-peak rate of 10.1 cents-per-kilowatt-hour. This reduced price will be available 24 hours per day, seven days a week to all time-of-use customers, who make up the majority of electricity consumers in the province. By switching to a fixed off-peak rate, time-of-use customers will see rate reductions of over 50 per cent compared to on-peak rates.


The Government of Canada’s COVID-19 Economic Response Plan, will provide up to $27 billion in direct support to Canadian workers and businesses, plus $55 billion to meet liquidity needs of Canadian businesses and households through tax deferrals to help stabilize the economy. For more detailed information please go to:

Resources for Canadian Business: COVID-19

Temporary Wage Subsidy for Small Businesses

To support businesses that are facing revenue losses and to help prevent lay-offs, the government is proposing to provide eligible small employers a temporary wage subsidy for a period of three months.

Direct support to businesses

The subsidy will be equal to 75% of remuneration paid during that period. Wage subsidies will be backdated to March 15, 2020.

Eligibility

Businesses will be able to benefit immediately from this support by reducing their remittances of income tax withheld on their employees’ remuneration. Employers benefiting from this measure will include corporations eligible for the small business deduction, as well as non-profit organizations and charities.

Modifications to the Canada Account

The Canada Account is administered by Export Development Canada (EDC) and is used by the government to support exporters when deemed to be in the national interest.

Direct support to businesses

Modifications will allow the government to provide additional support to Canadian companies through loans, guarantees or insurance policies during these challenging times.

Eligibility

All businesses

Flexibility for Filing Taxes

The Canada Revenue Agency will allow all businesses to defer, until after August 31, 2020, the payment of any income tax amounts that become owing on or after today and before September 2020.  This relief would apply to tax balances due, as well as installments, under Part I of the Income Tax Act. No interest or penalties will accumulate on these amounts during this period.

Direct support to businesses

The Canada Revenue Agency will not contact any small or medium (SME) businesses to initiate any post assessment GST/HST or Income Tax audits for the next four weeks. For the vast majority of businesses, the Canada Revenue Agency will temporarily suspend audit interaction with taxpayers and representatives.

The Liaison Officer service offers help to owners of small businesses to understand their tax obligations. Traditionally available in-person, this service is now available over the phone and will be customizing information during these challenging times by ensuring small businesses are aware of any changes such as filing and payment deadlines, proactive relief measures, etc.

Eligibility

Largely small to medium sized businesses will benefit the most from this relief

Business Credit Availability Program (BCAP)

An effective tool for helping viable Canadian businesses remain resilient during these very uncertain times. BDC and EDC are cooperating with private sector lenders to coordinate on credit solutions for individual businesses, including in sectors such as oil and gas, air transportation and tourism.

Direct support to businesses

Allows the Business Development Bank of Canada (BDC) and Export Development Canada (EDC) to provide more than $10 billion of additional support to businesses. The near term credit available to farmers and the agri-food sector will also be increased through Farm Credit Canada.

Eligibility

Small and Medium-sized businesses

Farmers and the agri-food sector

Insured Mortgage Purchase Program (IMPP)

Insured Mortgage Purchase Program to purchase up to $50 billion of insured mortgage pools through the Canada Mortgage and Housing Corporation (CMHC).

Direct support to businesses

This will provide stable funding to banks and mortgage lenders and support continued lending to Canadian businesses and consumers. CMHC stands ready to further support liquidity and the stability of the financial markets through its mortgage funding programs as necessary.

Eligibility

Supports all businesses


Employment and Social Development Canada

Employment Insurance

Employment Insurance (EI) sickness benefits provide up to 15 weeks of income replacement and is available to eligible claimants who are unable to work because of illness, injury or quarantine, to allow them time to restore their health and return to work. Canadians quarantined can apply for Employment Insurance (EI) sickness benefits.

If you are eligible, visit the EI sickness benefits page to apply.

Service Canada is ready to support Canadians affected by COVID-19 and placed in quarantine, with the following support actions:

  • The one-week waiting period for EI sickness benefits will be waived for new claimants who are quarantined so they can be paid for the first week of their claim
  • Establishing a new dedicated toll-free phone number to support enquiries related to waiving the EI sickness benefits waiting period
  • People claiming EI sickness benefits due to quarantine will not have to provide a medical certificate
  • People who cannot complete their claim for EI sickness benefits due to quarantine may apply later and have their EI claim backdated to cover the period of delay

Work-Sharing Program

The Work-Sharing program is implementing temporary special measures to support employers and employees affected by the downturn in business caused by COVID-19. The new temporary special measures are available to employers impacted directly or indirectly by COVID-19. The measures allows for eligible employers to retain skilled employees and workers to remain employed during the temporary downturn in business due to COVID-19. The temporary special measures will:

  • extend the Work-Sharing agreements by an additional 38 weeks
  • wave the mandatory waiting period between agreements
  • ease the recovery plan requirements

Access the Work-Sharing page to learn more about the program and its requirements.

Access the Work-Sharing temporary special measures page to find out if you are eligible for temporary special measures.


Business Development Bank of Canada

These new measures aim to alleviate the impact of COVID-19 on business activity and complement services offered by other financial institutions, with whom BDC will continue working. For BDC, eligible businesses needed to be financially viable entities prior to the impact of the coronavirus.

Effective March 18, 2020, new relief measures for qualified businesses include:

  • Working capital loans of up to $2 million with flexible terms and payment postponements for up to 6 months for qualifying businesses;
  • 12 months interest only payments;
  • Postponement of payments for up to 6 months, free of charge, for existing BDC clients with total BDC loan commitment of $1 million or less;
  • Reduced rates on new eligible loans;
  • Additional details regarding Business Credit Availability Program (BCAP) measures, including industry specific support, to be announced in the coming days.

$100K or LESS needed?

Please contact the Business Development Bank of Canada directly for more information:

https://www.bdc.ca/en/pages/special-support.aspx?special-initiative=covid19